![]() However, processes such as filleting can remove important morphological characters. ![]() Fish is generally processed prior to being sold to extend its shelf-life. The strong demand for fisheries products, combined with declining fish stocks, have resulted in fish becoming one of the most traded food commodities globally. Fish is a major protein source and according to the FAO Yearbook of Fishery and Aquaculture Statistics 2018, global fish consumption is estimated to be 20.3 kg per capita, representing ~17.3% of animal protein intake (FAO, 2020). Therefore, ensuring sufficient nutrition for everybody is a crucial issue for all governments. The United Nations predicts that the global human population will reach almost 11 billion by the end of this century ( ). We advocate that the responsible authorities establish a reliable barcoding database for molecular authentication of fishes, publish a respective standard for common and scientific names, and legislate for more comprehensive labeling regulations based on experience in other jurisdictions to facilitate mislabeling investigations and to deter food fraud. Moreover, spurious reference sequences in the BOLD database and the lack of a standard list of common names of fishes with their corresponding scientific name both impede investigations of fish substitution. We also noted inconsistent usage of Chinese common names, conflict between Chinese and English names, and ambiguous usage of Japanese kanji in Chinese labels, all serving to confuse species identity. Tuna, which is susceptible to fraud, was always correctly labeled. We found that capelin roe is commonly used to replace other fish roe, such as herring. Here, we successfully DNA-barcoded 121 out of 122 sushi samples from eleven chain restaurants of the conveyor-belt type in Taiwan, revealing an overall mislabeling rate of ~17.36%. Although fishery product mislabeling is recognized as an issue in Taiwan, a respective study on sushi has not yet been conducted. Fortunately, DNA is relatively resistant to processing methods, and DNA barcoding has proven useful for species identification. Typically, it is difficult to authenticate fish species identity based on morphological characters after food processing. Not only does it erode customer confidence, but it also jeopardizes public health.
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![]() The reason these numbers help us comparison shop is that savings in the short term - a low monthly payment - usually indicate a higher total cost over the life of a mortgage. → Total principal and interest payments The total dollar amount you’ll spend for all the expenses included in your monthly payment over the life of your mortgage. → Total interest paid The amount of interest you’ll pay over your mortgage repayment term. → Total loan amount The difference between your home price and down payment. The calculator will give you the following additional information, which can help you compare the true value of different loans: It’s important to look beyond simply how much you’ll pay monthly when assessing a mortgage loan offer. Total costs breakdown: Principal and interest over the life of a mortgage loan The calculator will then show you your total monthly payment, which is the total amount you’ll pay each month, and the figure the lender will use to qualify you for home loan approval. If you make less than a 20% down payment, the estimated monthly PMI charge displays here. The monthly HOA fee is included here, if applicable. Your homeowners insurance premium is divided by 12 to calculate this monthly amount. The calculator divides your annual property taxes by 12 to calculate this monthly amount. How much you’ll pay each month toward your mortgage balance and interest charges. The calculator takes the following standard mortgage costs into account when calculating your payment: Monthly payment breakdown: Typical costs included in a mortgage payment If you’re a math whiz and you’d prefer to make the calculations yourself, here’s the formula embedded in the mortgage calculator: → Buy in an area with high property taxes Formula for calculating your mortgage payment → Buy a home in a neighborhood with expensive HOA fees → Choose a shorter term to pay off your mortgage faster → Make a larger down payment to reduce your monthly PMI amount → Make a larger down payment to get a lower monthly payment A mortgage calculator can help you decide whether you should: There are a lot of decisions to make when you’re buying a home. Return to Mortgage Calculator How a home loan calculator helps If you live in a neighborhood governed by a homeowners association (HOA), add the monthly fee here. You can enter the exact figure if you have it to get a more precise monthly payment estimate. Your property taxes will vary based on your location. You can check today’s mortgage rates for a more accurate number. The calculator will reflect the most commonly offered rates. You can also comparison shop with multiple insurance companies to get the lowest premium. Lenders require you to have enough homeowners insurance to repair or replace your home if there’s a loss from something like a fire or theft. The calculator will default to today’s date if you enter nothing here. If you make less than a 20% down payment, the calculator will estimate how much private mortgage insurance (PMI) you might pay (this insurance protects the lender in case you default). The more you put down, the lower your mortgage payment will be. Choose a 30-year fixed-rate term for the lowest possible payment or a 15-year term if you want to save interest and pay off the balance faster with a higher monthly payment. This is the number of years it’ll take to pay off your mortgage loan balance. You can also try a range of prices to see how they affect your payment. If you’ve picked out a house at a specific price, enter that number here. ![]() You’ll have paid off your mortgage balance when you make the last scheduled payment, unless you have an adjustable-rate mortgage (ARM)Ī mortgage calculator does all the complex math for you when you’re crunching monthly payment numbers to buy a home.Your total principal and interest payment amount never changes.You’ll eventually pay more in principal than interest over time.You’ll pay more interest than principal during the initial years of your home loan repayment.Some important things to understand about mortgage amortization: Think of it as a mortgage payment schedule but with a bonus: It also breaks down the equal installments you’ll pay over your mortgage term, showing how much of each payment goes toward principal versus interest. How to read a mortgage payment scheduleĪ mortgage amortization schedule may sound (and look!) a bit intimidating, but it’s really very simple. ![]() Use our calculator to estimate your monthly mortgage payment amount based on the home price, mortgage term, down payment and interest rate info you enter. Written by Denny Ceizyk and Rene Bermudez | Edited by Crissinda Ponder | Reviewed February 14, 2023 When a final issue is discovered and goes up for auction, the friends - organized and dedicated Samantha ( Jessica Rothe), timid Ian ( Dan Byrd), kind, mysteriously ill Becky ( Ashleigh LaThrop), and conspiratorial Wilson Wilson ( Desmin Borges) - gather to try to buy it in order to decode its meaning and maybe save the world from the coming plague. It follows a small band of nerdy friends who bonded online over their obsession with a comic called Utopia, which they believe isn't fictional, but is filled with prophetic hidden messages about the end of the world, written by an unknown author. The conspiracy thriller comes from Gone Girl author Gillian Flynn, who writes and executive-produces this remake of a British series of the same name from 2013, moving the action from London to Chicago but keeping the structure of the story and a lot of the tone (the black comedy in unexpected moments feels very British). But if that sounds even a little bit like something you might be into, you have to check out Utopia. This show is tremendously violent and thematically dark, and undercuts it all with an ironic sense of humor. And to be frank, if that's how you feel, Utopia might not be for you even in less timely circumstances. If that makes you say "Yeah, I'm out, I don't want to see that right now," understandable. Before we really get into this review, something has to be addressed: Amazon Prime's Utopia Season 1 features a pandemic spreading across America and killing children. ![]() On Android, Google offers its own authenticator app, unsurprisingly called Google Authenticator, that you can get from Google Play. If you’re using an iPhone, the password manager built into iOS can generate 2FA codes for you, for as many websites as a you like, so you don’t need to install any additional software. If you’re in the second camp, we’re hoping you won’t just give up on 2FA and let it lapse on your Twitter account, but will switch to an app to generate those six-digit codes instead.Īnd if you’re in the first camp, we’re hoping that the publicity and debate around Twitter’s change (was it really done for security reasons, or simply to save money on sending so many SMSes?) will be the impetus you need to adopt 2FA yourself. Those who went for app-based 2FA, because they were reluctant to hand over their phone number, or had already decided to move on from text-message 2FA.Those who turned on SMS-based 2FA, because it’s simple, easy to use, and works with any mobile phone.Those who don’t use 2FA at all, because they consider it an unnecessary additional hassle when logging in.Those users will therefore already have switched away from from SMS-based or app-based 2FA.īut everyone else, we’re guessing, falls into one of three camps: We’re therefore willing to assume that anyone who has already invested in a hardware security token will have done so on purpose, and won’t have bought one to leave it sitting idly around at home. Hardware security keys cost about $100 each (we’re going by Yubikey’s approximate price for a device with biometric protection based on your fingerprint), or $50 if you’re willing to go for the less-secure sort that can be activated by the touch of anyone’s finger. That means using an app that generates a secret “seeded” sequence of one-time codes, or using a hardware token, such as a Yubikey, that does the cryptographic part of proving your identity. The rest of us need to switch over to a different sort of 2FA system within the next three weeks (before Friday ). …but those pay-to-play users will be allowed to keep using text messages (SMSes) to receive their 2FA codes. Ironically, as we explained last week, the very users for whom you’d think this change would be most important are the “top tier” Twitter users – those who pay for a Twitter Blue badge to give them more reach and to allow them to send longer tweets… Twitter recently announced that it doesn’t think SMS-based two-factor authentication (2FA) is secure enough any more. The featured image above is based on one of their tweets, which you can see in full below. The duo describe themselves as “two iOS developers and occasional security researchers on two continents.” In other words, although cybersecurity isn’t their core business, they’re doing what we wish all programmers would do: not taking application or operating system security features for granted, but keeping their own eyes on how those features work in real life, in order to avoid tripping over other people’s mistakes and assumptions. He's been gaming since the Atari 2600 days and still struggles to comprehend the fact he can play console quality titles on his pocket computer.Thanks to Tommy Mysk and Talal Haj Bakry of for the impetus and information behind this article. Oliver also covers mobile gaming for iMore, with Apple Arcade a particular focus. Current expertise includes iOS, macOS, streaming services, and pretty much anything that has a battery or plugs into a wall. Since then he's seen the growth of the smartphone world, backed by iPhone, and new product categories come and go. Having grown up using PCs and spending far too much money on graphics card and flashy RAM, Oliver switched to the Mac with a G5 iMac and hasn't looked back. At iMore, Oliver is involved in daily news coverage and, not being short of opinions, has been known to 'explain' those thoughts in more detail, too. He has also been published in print for Macworld, including cover stories. Oliver Haslam has written about Apple and the wider technology business for more than a decade with bylines on How-To Geek, PC Mag, iDownloadBlog, and many more. Windows.SortMode = ($20) is a tiny USB dongle about half the size of a traditional thumb drive. ButtonName.DefaultCellStyle = DataGridViewCellStyle3 ![]() ButtonID.DefaultCellStyle = DataGridViewCellStyle2ĭataGridViewCellStyle3.Alignment = .MiddleLeft btnOpenRegistryEditor.UseVisualStyleBackColor = TrueĭataGridViewCellStyle2.Alignment = .MiddleCenter btnOpenRegistryEditor.Text = "Open Registry Editor" btnOpenRegistryEditor.Size = New ( 136, 40 ) btnOpenRegistryEditor.Name = "btnOpenRegistryEditor" btnOpenRegistryEditor.Location = New ( 1110, 612 ) btnOpenRegistryEditor.Font = New ( "Segoe UI", 9.0 !,, , CType ( 0, Byte )) btnRestoreBackupMCE.UseVisualStyleBackColor = True btnRestoreBackupMCE.Text = "Restore From Backup" btnRestoreBackupMCE.Size = New ( 136, 40 ) btnRestoreBackupMCE.Name = "btnRestoreBackupMCE" btnRestoreBackupMCE.Location = New ( 1110, 365 ) btnRestoreBackupMCE.Font = New ( "Segoe UI", 9.0 !,, , CType ( 0, Byte )) btnLoadBackupMCE.UseVisualStyleBackColor = True btnLoadBackupMCE.Text = "Load Backup MCE" btnLoadBackupMCE.Name = "btnLoadBackupMCE" btnLoadBackupMCE.Location = New ( 1110, 224 ) btnLoadBackupMCE.Font = New ( "Segoe UI", 9.0 !,, , CType ( 0, Byte )) btnLoadMCEFromRegistry.UseVisualStyleBackColor = True btnLoadMCEFromRegistry.Text = "Load From Registry" btnLoadMCEFromRegistry.Size = New ( 136, 40 ) btnLoadMCEFromRegistry.Name = "btnLoadMCEFromRegistry" btnLoadMCEFromRegistry.Location = New ( 1110, 46 ) btnLoadMCEFromRegistry.Font = New ( "Segoe UI", 9.0 !,, , CType ( 0, Byte )) btnLoadOriginalMCE.UseVisualStyleBackColor = True btnLoadOriginalMCE.Text = "Load Original MCE" btnLoadOriginalMCE.Size = New ( 136, 40 ) btnLoadOriginalMCE.Name = "btnLoadOriginalMCE" btnLoadOriginalMCE.Location = New ( 1110, 106 ) ![]() btnLoadOriginalMCE.Font = New ( "Segoe UI", 9.0 !,, , CType ( 0, Byte )) btnSaveMCEToFile.UseVisualStyleBackColor = True btnSaveMCEToFile.Name = "btnSaveMCEToFile" btnSaveMCEToFile.Location = New ( 1110, 420 ) ![]() btnSaveMCEToFile.Font = New ( "Segoe UI", 9.0 !,, , CType ( 0, Byte )) btnILoadSavedMCE.UseVisualStyleBackColor = True btnILoadSavedMCE.Name = "btnILoadSavedMCE" btnILoadSavedMCE.Location = New ( 1110, 166 ) btnILoadSavedMCE.Font = New ( "Segoe UI", 9.0 !,, , CType ( 0, Byte )) btnApply.Font = New ( "Segoe UI", 9.0 !,, , CType ( 0, Byte )) dgvMCE.ColumnHeadersHeightSizeMode = .AutoSize dgvMCE.ColumnHeadersDefaultCellStyle = DataGridViewCellStyle1 0!, ,, CType ( 0, Byte ))ĭataGridViewCellStyle1.ForeColor = ĭataGridViewCellStyle1.SelectionBackColor = ĭataGridViewCellStyle1.SelectionForeColor = ĭataGridViewCellStyle1.WrapMode =. dgvMCE, ).BeginInit()ĭataGridViewCellStyle1.Alignment = .MiddleCenterĭataGridViewCellStyle1.BackColor = ĭataGridViewCellStyle1.Font = New ( "Segoe UI", 9. 'It can be modified using the Windows Form Designer.ĭim DataGridViewCellStyle1 As = New ()ĭim DataGridViewCellStyle2 As = New ()ĭim DataGridViewCellStyle3 As = New ()ĭim DataGridViewCellStyle4 As = New ()ĭim DataGridViewCellStyle5 As = New ()ĭim resources As = New ( GetType (frmMCERemote)) 'NOTE: The following procedure is required by the Windows Form Designer If disposing AndAlso components IsNot Nothing Then Protected Overrides Sub Dispose( ByVal disposing As Boolean ) 'Form overrides dispose to clean up the component list. ![]() GPU, MPI, vectorization) and finally one can play with the weights of the sample to optimise/re-use information. Third, one can try to use more efficiently the various types of hardware (e.g. Second one can optimise the integration method to minimise the number of times such functions need to be evaluated. First one can optimise the evaluation of the function being integrated, which in our case is the matrix element. Such efforts can be classified into four different categories. The different avenues for speeding up Monte-Carlo integration is a well covered topic. This issue is particularly striking within (MG5aMC) for VBF-like processes where the current phase-space integration algorithm either fails to generate the requested number of events or takes an unreasonable time to do so. Going to the high-energy regime will amplify multi-scale issues which in turn can reduce the efficiency of event generation. In addition to the High-Luminosity LHC, work is also starting for future high-energy accelerators. Consequently, we have received a specific request to speed-up that step by at least 20% and ideally by a factor of two. While the full CPU time of the LHC experiment is not dominated by event generation, it is still estimated to represent between ten and twenty percent of it. Given the current constraints on the LHC IT budget this will not be possible without significant software improvement. As part of this preparation, the CPU efficiency of our Monte-Carlo generators is crucial due to the sheer number of events that need to be generated. While the LHC is still running, preparation is starting for the High-Luminosity LHC. ![]() Your favourite coffee shop has something to appease your tea loving friends too. (Also Read: Mcdonald's Menu with Price List) So i you love to experiment with cool, new beverages all the time- you should definitely make a trip here. Frapuccino is not all there is to offer in this coffee shop, Starbucks fresh juices have also been quite a favourite amongst its customers. Right after, it also launched a brand-new Frappuccino flavour called Peppermint Mocha Frappuccino, for people who like it dark and people loved how the two were completely opposite to each other however, made its patrons fall in love with them. For instance, sometime ago it introduced its Unicorn Frappuccino Blended Creme that took the internet by storm. It is not just the coffees or snacks that make Starbucks a special hang out place the new exciting beverages that Starbucks keeps adding to the menu is enough to create a national stir. Choose your portions from Tall, Grand,e and Venti and you are good to go! While it is an ideal place for coffee lovers, Starbucks has also gained popularity for its wide range of snacks. Serving hot and cold drinks, whole-bean coffee, microground instant coffee, espressos, caffe latte, teas, juices and snacks, Starbucks operates in more than 20,000 locations worldwide.From the creamy latte and bitter mocha, Starbucks has them all. ![]() And let's admit, there are very few experiences that can come close to sitting in Starbucks as you doing your own thing while sipping on a customized cup of your favourite coffee and nibbling on some amazing snacks. Starbucks is an American coffee company and coffeehouse chain founded in Seattle, Washington in the year 1971. Starbucks Nitro Cold Brew – Take your favorite velvety smooth cold brew with you wherever you go! These cans are available in five flavors: Black Unsweetened, Splash of Sweet Cream, Dark Caramel, Vanilla Sweet Cream, and Dark Cocoa Sweet Cream.Coffee has always been our best friend, in times of waking-up struggles, stress, chit-chat with friends, and just about everything. Starbucks Spring Day Blend – Wonderfully balanced and smooth, this unique blend of black coffee from Africa and Latin America has notes of rich cocoa and lush dried fruits. Starbucks Toasted Coconut Mocha Ground Coffee – The sweet and nutty notes of toasted coconut complement the rich, chocolatey flavors in this distinctive seasonal blend. ![]() Your local grocer will have new Starbucks spring drinks as well!īe on the lookout for several new and returning Starbucks packaged and ready-to-drink coffees, available at grocery stores and other retailers. It features notes of raspberry and honey. Starbucks Reserve Ethiopia Yirgacheffe Chelelektu – This blend comes from the coffee-growing region where many believe coffee was first discovered more than a millennium ago. Starbucks Reserve Guatemala Lake Atitlán – Grown in mineral-rich soil on smallholder farms, this coffee is bright and full-bodied, with exquisite notes of malted chocolate and apricot. This dark roast blend is sourced from Indonesia and features notes of cedary spice and black truffle.Īlso available for a limited time at select Starbucks stores and Starbucks Reserve locations are two single-origin Starbucks Reserve coffees: Take a closer look at Starbucks’ new reusable cups for Spring 2023!Ĭheck your local Starbucks café for these limited edition bagged coffees.įor a limited time, Starbucks’ Anniversary Blend will be returning to cafés nationwide. Plus, Starbucks Rewards members can also receive 25 bonus Stars in addition to the $.10 discount when they use a reusable cup! □Īlong with new spring drinks, Starbucks also has new spring merch!Īt Starbucks, you’ll also find a fun selection of spring-inspired drinkware featuring pretty combinations of pastels and bright hues.Īnd as always, you can bring any clean, reusable cup into Starbucks and receive a $.10 discount on your order. It features the flavors of cinnamon and caramel swirled into Starbucks Nitro Cold Brew then topped with cinnamon sweet cream cold foam and a dusting of cinnamon dolce topping.ĭon’t be afraid to fall in love with this new drink, because this velvety smooth Nitro Cold Brew is here to stay! Starbucks has announced that this new beverage will be taking up permanent residence on its year-round menu. New for Spring 2023 is the Cinnamon Caramel Cream Nitro Cold Brew (shown above). While much of the country is still experiencing winter weather, Starbucks is over it and ready to welcome spring with a fresh new seasonal menu, brand-new drinks, returning favorites, and merch for the season! |